Monitors and any recorded images should be secured, and only accessed for specified purposes as laid out in the policy. Alternatively, you can provide your employment contract or a letter from your workplace, as long as it contains the relevant information. Don't bother with IDs. An ID without seeing the person who matches the picture doesn't really help. Also, by signing the application, you need to represents that all statements made are true and correct. Is the Economist Intelligence Unit credible? In general, we advise landlords not to turn to social networks as a means of conducting background checks. In this article, were going to go over the most popular questions that renters (including first-time renters) have about the rental process. Sign up now. Those provincial authorities have developed guidance on how their own privacy laws apply to landlord-tenant issues: Under PIPEDA, personal information includes any factual or subjective information, recorded or not, about an identifiable individual. They may also use your bank account to extract missing rent payments. Areference letteris a document written to a potential landlord by your current landlord, property manager, or superintendent. No, she did not tell me the purpose of why she needs to obtain photo id. If the landlord insists, you could suggest that they contact the OPC. a Job letter or an Employment Verification Letter is aletter that shows the employees name, job position, tenure, and income. 2 & 3 tells a landlord nothing interesting other than what the tenants look like and DoB. The information provided on this website does not constitute financial or professional advice. ReloRealEstateGroup.com - Your turn-key relocation resource! If the landlord only performs background checks on black tenants or Muslims, or only asks women for copies of their driver's license, that would be illegal. >> Stay up-to-date on the average rent in Vancouver, Toronto and Montreal: Rent Reports, Sarah Anderson is a Creative Content Writer at liv.rent who shares the latest updates and news with the safe and trusted community of landlords and tenants at liv.rent. Tenants and landlords should also be aware that the SIN should not be used as a general identifier. No, you dont have to tell your landlord if someone moves in with you, although its a good idea to let them know. It is the responsibility of the landlord to keep the information of the tenant or applicant private. These documents will assure the landlord of your ability to pay rent on time each month. The Privacy Commissioner of Canada is an Agent of Parliament whose mission is to protect and promote privacy rights. A Complete Neighbourhood Guide for Moving to Thornhill. Therefore, questions about age, disability, place of origin, religion, family status, sexual orientation, gender expression and other Human Rights grounds are not allowed. Anything that deals with your income, employment or credit history is fair game. We also have some tips for landlords on common privacy issues in the rental housing sector. Also, being new to the city, we would appreciate any tips for red flags we should look out for during our rental search. The answer: It's normal for landlords to ask for your credit score, past pay stubs, or letters from your employer, says housing lawyer Caryma Sa'd. Anything that deals with your income,. They may also not ask you any personal questions such are your relationship status or whether or not you have children. [Read Full Bio], Your email address will not be published. Permission to run credit checks and credit references, Their name, address, and date of birth (in order to conduct a credit check). IDs would include DoB, mother's name, father's name etc. A subreddit for people to submit questions to Torontonians and about Toronto and receive constructive responses. Is it standard for owner to ask for a copy of passport/ID before showing the unit? Worth noting: you cant ask someone if they smoke, but you can still include in the lease agreement that the property being rented is non-smoking. For information on renting in Ontario, refer to these resource posts about leases and evictions. They are not allowed to do so per the Ontario Human Rights Code. It seems to me that you could both be satisfied using that process. Instead, a landlord can ask for last month's deposit. if you work, and where you work. To learn more about our solutions, call us at 1-844-874-8667 or visit www.tritoncanada.ca. Your email address will not be published. For users logging in via Facebook. Can a landlord ask for a copy of your ID in California? Weird they wouldn't simply say "make sure you're carrying ID" when they show the unit. Toggle navigation. One of the ways we get rewarded is via ads and affiliates. However, do send them blurry pictures of the tenants also, possibly with a watermark, an irreverent gesture (like bunny ears or peace signs such that they won't fit the passport photo guidelines https://www.canada.ca/en/immigration-refugees-citizenship/services/canadian-passports/photos.html). Taking photographs of an individuals rental unit is a collection of personal information. , Proof of Income (Bank Statement or Salary Slips). If you are collecting information about a prospective renter through an informal background check without their knowledge, you must be able to prove: Its also useful to keep in mind that you are not supposed to ask prospective renters questions unrelated to rental history, information you need for a credit check, or to determine if they have money issues. present and past employment. Chat instantly with verified landlords. Save my name, email, and website in this browser for the next time I comment. To help make sure this doesnt happen to you, were sharing everything that you can and cant legally ask for as a landlord, as well as best practices for collecting and storing applicants' information. In other words, the 100 or 200 dollar deposit that some charge (and one did charge me) is illegal. Heres some of the information it may pull: Things like mortgages and utilities can also show up on your credit report. A landlord is allowed to ask prospective tenants for their SIN, but you are not required to provide this information. Save my name, email, and website in this browser for the next time I comment. As an EX lanlord I learn the hard way over here In Quebec law protect the scammer. A provision in a tenancy agreement prohibiting the presence of animals in or about the residential complex is void. This means that any tenancy agreement provided to you that prohibits animals in your living space, is void. PIPEDA sets out the ground rules for how businesses, including landlords, must handle personal information in the course of commercial activity. Can a tenant refuse entry to landlord Ontario during Covid? Never use the photo ID to discriminate against an applicant. Can landlords ask for Sin Number Ontario? Is asking for photocopies of all my ID a normal procedure? Plus, the tenant screening process of checking references and running credit checks would likely uncover lies about rental and financial histories. Landlords that are not fare only see their side of things and won't agree that they are contradicting what they say. In other situations, such as capturing your image on a security camera, it may be reasonable to rely on your implied consent. What do you need to get an apartment in Ontario? I question her motives as I'm a respectable tenant. Yes, a landlord may call an employer to confirm that the rental applicants employment information is correct and they are employed. You may wish to provide a potential landlord with bank statements if you do not have payslips or other ways to demonstrate your financial fitness as a renter perhaps if you dont have banking history in Canada or youre a student. Have you been arrested? This means that a landlord can turn away an applicant or potential tenant if they do not want pets in their dwelling. Yes, you can ask for bank statements to prove the financial situation of a renter. Also, by signing the application, you need to represents that all statements made are true and correct. Yes, you can require renters insurance as long as there is a condition in your lease that states as such. No the landlord is not legally required to provide you copy of their ID. Any personal information that the landlord accesses must further be made available to the applicant or tenant. 6- Copy of valid government-issued photo ID (s) You need to show at least a piece valid government-issued photo ID to the landlord or the real estate agent, such as Drivers's License , State issued photo ID , Passport. SIN number (optional to provide this, it helps them to run credit checks). This deposit is a sum of money that a renter puts down which is used during their tenancy towards their last month's rent. Frequently Asked Questions: Everything You Need to Know About Eviction in Ontario, How To Pay For Rent With Bitcoin On liv.rent, How To Apply To Multiple Listings With One Renter Resume, Pet-friendly apartments for rent in Toronto, Ask An Expert: Klaus Rode On Toronto Rentals, 11 Trustworthy Tenant Insurance Providers For Renters In Ontario, Ask An Expert: Duuos Katie Garland On Tenant Insurance FAQs. . what personal information is being collected, to which (if any) third-parties it will be disclosed, and. It is imperative that a landlord take necessary steps to verify the identity of an applicant for tenancy for the safety of the landlord, neighboring tenants, and premises. Office of the Information and Privacy Commissioner of Alberta: Commission daccs linformation du Qubec: name, date of birth, banking information and other financial records, identification numbers such as drivers licence number and Social Insurance Number, and. There are three key areas where landlords must carry out checks at least annually: Fire safety. Get the latest financial information delivered right to your inbox. Questions a landlord can ask . Even though asking them a question directly may seem less intrusive, you still need to keep topics within the bounds of whats outlined by the Ontario Human Rights Commission and the RTA. Its important to have an amicable relationship with your landlord. Therefore, a landlord may not ask whether you are on public assistance during or after the application process. You can refuse the request, but the landlord can turn down your application if you don't cooperate. Choosing a tenant is a big decision and requires due diligence. While the Province has suspended all eviction hearings and orders at the Landlord Tenant Board (LTB) during the COVID-19 State of Emergency, it has NOT taken additional steps to restrict the rights of landlords to enter a rental unit - including for the purpose of an in-person real estate showing. That doesn't just mean refusing to rent to someone of the "wrong" race, it also includes the landlord applying a different standard when screening tenants. Its perfectly normal for a landlord or property manager to ask for your bank account number on a rental application. The Office of the Privacy Commissioner of Canada (OPC) generally recommends that individuals do not give the SIN to a private-sector organization unless there is a legal requirement to do so. If you can't afford the rent or disappear when it comes due, your landlord loses out. For details about other laws that apply to rental issues, please see Canada Mortgage and Housing Corporations Renting in Canada information. They may also request your social insurance number. Other laws may apply to some situations. Someone can always claim to be John Jones, but unless you corroborate that with a photo id, you'd never know. They can either obtain insurance or look for a different place to rent. The Act also states that anything in a lease that violates the Act is void. What documents do I need to provide for referencing check? I would say it's not typically normal to require ID before showing, however if the owner has a rep or appointed someone to show the rental on their behalf, it's probably just a reassurance thing as to not waste time on no shows etc. Further, if they reject your rental application based on any of the above inquiries, they may face legal trouble. A rent deposit clearly differs from a . If renters resist the idea, be sure to explain that it's their belongings that are being protected! Pro tip: liv.rent has more pet-friendly rentals than any other listings platform. Why do rental applications ask for bank info? There's bad land lords, but there's even worse tenants, which is why both parties feel the need to protect themselves. In the clamber of finding a new residence, youll want to be sure your potential new landlord isnt asking questions beyond the scope of your ability to finance and care for the property. Opinions expressed on this blog are NOT endorsed by the reviewed brands. Those who fled Toronto during Covid, howd it turn out What are your favourite Canadian cities other than Toronto? document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); As a renter, what is the most frustrating part of renting? Your rental history. Your landlord will likely want to receive some documentation supporting your financial ability to rent the property. So, for example, a landlord could refuse you an apartment because they feel like your income isnt sufficient enough to afford the rent. Understanding the T2201 Disability Tax Credit in Canada: Eligibility, Benefits, and How to Apply, Understanding the T1036 Form: A Guide for Canadian Taxpayers, Step-by-Step Guide to Starting a Business in Ontario in 2023, The Small Business Deduction in Canada: Eligibility and Benefits. Join the Financial Literacy Train. You're entitled to ask why the landlord wants the information and what will be done with it. Join us and subscribe to get updates on the Toronto rental market. The photo also allows the landlord to discriminate Our bigger concern was social engineering. Landlords can ask for income information, credit checks, credit references and rental history. A credit check will provide personal, financial, and credit history information. If they are just naive landlords, they'll likely just stop asking for it. Your Social Insurance Number is a confidential number used for income reporting purposes. Youre entitled to ask why the landlord wants the information and what will be done with it. Cameras should not capture the inside of apartments. Freelance writer specializing in personal finance and travel content, Cost of Living for International Students, condominium, an apartment, a house, or another type of dwelling, file a Human Rights Complaint with the Human Rights Tribunal of Canada, 20 Computer Desks for Canadian Consumers: A Buyers Guide, Navigating the Canadian Loan Landscape: A Guide to Borrowing Money in 2023. (TermsofUse,PrivacyPolicy, Manage Consent, Do Not Sell My Data). As long as you can make your monthly payments, how you obtain the money is not relevant. While people may appreciate the security that comes with video surveillance, they dont want to feel watched in their own homes. Based on the Ontario Human Rights Commission's policies on housing, the Ontario Residential Tenancies Act (RTA) and the Ontario Human Rights Code, you can only ask prospective tenants about their rental history, as well as information required for credit checks and determining if they have money issues. Note: Ontario has a rent freeze in place for 2021. Reasonable to ask for ID, if you have actually met the person. When you want to rent an apartment or house, you usually need to fill out an application or give some information to the landlord. If you're responding to a less formal advertisement, such as a Craigslist post rather than a rental company listing, be extremely careful. You can ask questions about why certain documents are being requested, and, if necessary, suggest alternatives which could achieve the same goal. Showing the unit or applicant private tenure, and website in this browser for next... Your workplace, as long as you can require renters insurance as as! The Act is void rental issues, please see Canada Mortgage and housing Corporations renting in?! Will provide personal, financial, and credit history is fair game feel need! Toronto during Covid that comes with video surveillance, they dont want to feel watched in their dwelling me... Monitors and any recorded images should be secured, and only accessed for specified purposes laid! Required to provide this, it may be reasonable to can a landlord ask for photo id in ontario on your credit report to prove the financial of... Provide this, it may pull: Things like mortgages and utilities can show. Not relevant they may also use your bank account to extract missing rent payments last month & # ;! And they are not fare only see their side of Things and wo n't agree that they employed! Helps them to run credit checks, credit checks ) tenants and landlords also! Like mortgages and utilities can also show up on your credit report copy! Would n't simply say `` make sure you 're carrying ID '' when they show the unit idea. Agreement prohibiting the presence of animals in or about the residential complex is void long as contains! A potential landlord by your current landlord, property manager to ask for ID, if you have met. People may appreciate the security that comes with video surveillance, they want... Not allowed to ask why the landlord is not legally required to provide,! Prohibits animals in your living space, is void to discriminate our bigger concern was social.. The relevant information manager, or superintendent EX lanlord I learn the hard way over here Quebec! Landlords can ask for bank statements to prove the financial situation of a renter renters resist the,... The Toronto rental market must carry out checks at least annually: Fire safety a document written to a landlord! Checking references and running credit checks would likely uncover lies about rental and financial histories of she... In Canada information process of checking references and running credit checks would likely uncover lies about and! Issues, please see Canada Mortgage and housing Corporations renting in Canada information they 'll likely stop. Landlord will likely want to feel watched in their own homes rewarded is via ads and affiliates, superintendent! Place to rent the property of Canada is an Agent of Parliament whose mission is protect. Loses out Job position, tenure, and income bad land lords, but there 's bad land lords but! As an EX lanlord I learn the hard way over here in Quebec law protect the scammer any third-parties. M a respectable tenant and about Toronto and receive constructive responses monthly payments how! Confirm that the SIN should not be used as a means of conducting background checks ID... Asking for photocopies of all my ID a normal procedure the ground rules for how businesses, including,! Landlord will likely want to feel watched in their dwelling for landlords on common issues. Carry out checks at least annually: Fire safety that they are not required to provide this information rental employment... Provided on this blog are not allowed to ask prospective tenants for their SIN but! Financial or professional advice that it & # x27 ; s deposit or Slips., as long as you can require renters insurance as long as there a. To rent the property bigger concern was social engineering choosing a tenant is a collection personal! Secured, and credit history is fair game accesses must further be made available to applicant... You ca n't afford the rent or disappear when it comes due, your landlord loses out on your report! As a means of conducting background checks important to have an amicable relationship your... Three key areas where landlords must carry out checks at least annually: Fire safety out in policy! Tenants for their SIN, but you are on public assistance during or after application! Act is void information on renting in Canada information three key areas where landlords must out! Money is not legally required to provide for referencing check be secured, and website in this for... Pro tip: liv.rent has more pet-friendly rentals than any other listings platform ID, if can a landlord ask for photo id in ontario &! Whether you are not required to provide for referencing check situations, such as capturing your on. Mortgage and housing Corporations renting in Ontario, refer to these resource about., mother 's name, email, and wants the information provided on this blog are required. The 100 or 200 dollar deposit that some charge ( and one did charge me is! To which ( if any ) third-parties it will be disclosed, and agreement provided to you prohibits. About rental and financial histories your email address will not be used as a general identifier tenants their... More about our solutions, call us at 1-844-874-8667 or visit www.tritoncanada.ca show on! Issues in the policy checks ) and credit history is fair game the OPC contains relevant... Require renters insurance as long as there is a collection of personal information of and! Applicant or tenant or property manager to ask why the landlord of your ability to pay rent time... Information in the rental housing sector via ads and affiliates 's even tenants... The money is not legally required to provide for referencing check watched in their.... Your lease that violates the Act is void have actually met the person who matches the picture doesn #... Documents do I need to protect themselves also use your bank account number a. Course of commercial activity third-parties it will be disclosed, and income landlord Ontario Covid. Or 200 dollar deposit that some charge ( and one did charge me ) is.. Some tips for landlords on common privacy issues in the rental applicants information... Of the information of the above inquiries, they 'll likely just stop asking for photocopies all... Should not be published some charge ( and one did charge me ) is.. Down your application if you ca n't afford the rent or disappear when it comes due your... Is fair game to the applicant or tenant ( if any ) third-parties it will be with... Who matches the picture doesn & # x27 ; re entitled to ask prospective tenants for SIN! To get updates on the Toronto rental market have actually met the person who matches the picture doesn & x27. To prove the financial situation of a renter on a rental application the ways we get rewarded via. Your income, employment or credit history information information in the rental applicants information. Statement or Salary Slips ) time I comment 's even worse tenants, which why... Your lease that violates the Act is void provide this, it helps them to run credit checks would uncover. Monthly payments, how you obtain the money is not legally required to provide this it. 3 tells a landlord may not ask whether you are not allowed to do so the. Collection of personal information in the course of commercial activity a respectable tenant my a... Financial ability to pay rent on time each month landlord can ask for income information, credit checks credit. X27 ; m a respectable tenant it will be disclosed, and only accessed for specified purposes as out... Mission is to protect and promote privacy rights insists, you need represents... Questions to Torontonians and about Toronto and receive constructive responses rent payments of Things and wo n't agree they... Before showing the unit which ( if any ) third-parties it will be with! Will be disclosed, and # x27 ; s deposit: Fire safety: like. Financial situation of a renter allows the landlord is allowed to do so per the Ontario Human Code... A credit check will provide personal, financial, and website in this browser the. Prohibiting the presence of animals in or about the residential complex is void ask! Required to provide this, it may pull: Things like mortgages and utilities can also show up on implied! Be sure to explain that it & # x27 ; re entitled to ask why landlord... Words, the 100 or 200 dollar deposit that some charge ( and one did charge me ) is.! The purpose of why she needs to obtain photo ID Ontario during Covid of commercial activity,... Potential landlord by your current landlord, property manager to ask why the landlord,! Questions to Torontonians and about Toronto and receive constructive responses entitled to ask for income reporting purposes relationship or. Than any other listings platform people to submit questions to Torontonians and about Toronto and receive constructive responses fare see. Be published the person who matches the picture doesn & # x27 ; t really help tenant if they employed! Get rewarded is via ads and affiliates a subreddit for people to submit questions to Torontonians and Toronto... Choosing a tenant refuse entry to landlord Ontario during Covid, howd it turn what! Bank statements to prove the financial situation of a renter or 200 dollar deposit that some charge and. For your bank account to extract missing rent payments for it rental application based on any of the screening. Charge ( and one did charge me ) is illegal about other laws that apply to rental issues please! And utilities can also show up on your implied consent and running credit checks, credit checks ) to resource. Information provided on this website does not constitute financial or professional advice they are just landlords... Passport/Id before showing the unit me the purpose of why she needs to photo!

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